NRIChat

Wise and Remitly typically offer the best exchange rates with low fees. Compare rates on the day you send — they fluctuate! For large amounts (>$10k), also check OFX or your bank's wire transfer.

OCI cardholders can stay in India indefinitely with no visa restrictions. However, you must register with FRRO if staying more than 180 days continuously. OCI is a lifelong multiple-entry visa.

If you're a Non-Resident Indian (NRI) as per tax law (outside India 182+ days/year), you only pay tax on income earned or received in India. Foreign income is not taxable in India for NRIs. Always consult a CA for your specific situation.

Yes! NRIs can invest in most Indian mutual funds through an NRE/NRO account. Some AMCs have restrictions for US/Canada residents due to FATCA. Popular platforms: Kuvera, Groww, and INDmoney support NRI accounts.

Airtel and Jio offer tourist/NRI SIMs at airports. You'll need passport + foreign address proof. Alternatively, use Airalo or eSIM providers for instant data without paperwork.